LIST OF TASKS AND DUTIES

1. Review all loan files under appraisals of the loan section, evaluate the quality of

appraisal and ensure that the credit appraisal's focal objectives are to study the viability
of the applicant’s business plan, repayment capacity, financial projections, market
strategy, and security.

1. Monitor the loan sanctioning process, ensuring that all Finances are sanctioned based

on qualified information, underlying security and third-party guarantee.

1. Review the internal compliance in lending with bank internal policy, product

requirements and eligibility criteria set out by Islamic Banking for the loan applicants.

1. Develop a plan to achieve Islamic Banking portfolio targets. Get the plan approved by

the Head of Islamic banking.

1. Monitor the application, preparation and disbursement of new loans.
2. Conduct frequent field visits to clients.
3. Prepare and compile a weekly report for the Head of Islamic banking on the progress of

the credit operations.

1. Report all violations of loan agreements by clients. Identify the cause of the breach and

recommend a response to the head of Islamic banking.

1. Evaluate the credit risk of clients.
2. Collects financial information and makes it accessible by building financial statements to

be analysed.

1. Conducts financial appraisal and collects detailed information (personal, business, and

guarantees.

1. Prepare the documentation for and send recommendations to the Credit Committee.
2. Provide analytical briefings to the Management of Islamic Banking to enable them to

understand and comprehend the lending properly.

QUALIFICATION / EXPERIENCE / REQUIREMENTS

• Education
• Bachelors or Masters in Business, Economics, Finance, or Accounting. Islamic

banking Knowledge is preferable.

• Experience
• 5-10 years of Investment and Islamic finance or Credit experience with a

recognised financial institution.

• Islamic banking experience is preferable.
• Skills
• Excellent written and verbal communication Skills
• Thorough knowledge of the Islamic Baking Industry
• Proficiency in French and Arabic. Knowledge of English will be an added

advantage.

• Some Knowledge of the investment and Islamic financing industry
• Computer Knowledge